Florida Motorcycle Insurance Requirements
| Is insurance required for motorcycles in Florida? | |
| Under certain circumstances Yes. Insurance is not required to register motorcycles as with four-wheel motor vehicles. However, if a motorcycle operator is charged in a crash with injuries, then the owner or owner/operator is financially responsible for bodily injuries and property damage to others. If no liability coverage was in effect, then bodily injury/property damage liability insurance must be purchased and kept for three years to avoid license and tag/registration suspension or to reinstate license and tag/registration after suspension.
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| What about motorcycle passenger insurance? | |
| If you plan to carry passengers it is a good idea to ask your insurance carrier about the need for carrying passenger insurance coverage. | |
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Is there a minimum age requirement for motorcycle passengers? |
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| Florida law does not address a minimum age for passengers. However, other laws may apply such as endangering a minor. | |
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